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Why You Should Have Renter’s Insurance to Cover Your Burlington Apartment

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While you’re not required to have renters insurance in Burlington Vermont, it is a good idea to get it for yourself. Many people put off getting this type of insurance without realizing what it can do for them. Before you decide that this isn’t something you need, it can be helpful to learn about the benefits that renter’s insurance provides.

Coverage For Your Personal Property

Even if you don’t think you have much in the way of valuable property, take a minute to consider how much it would take to replace everything you own. Renter’s insurance will provide you the coverage for that amount. The coverage will be provided for theft and most types of damage, including damage caused by natural disasters, civil disobedience or riots, and aircraft crashes.

Liability Coverage

Most policies provide up to $100,000 in liability coverage, which can be used to payout injury claims and cover your legal costs. The policy may also provide a smaller amount to cover the medical care for anyone injured in your rental unit. The liability coverage may be especially beneficial if you own a dog that may bite a guest.

Travel Coverage

The typical renters insurance in Burlington Vermont will cover your personal property when you travel. This includes property that you take with you as well as the belongings you leave at home. Even items left in your personal vehicle may be covered. This can give you peace of mind when you’re traveling for business or taking a vacation.

You can meet all of your insurance coverage needs when you visit Hickok & Boardman Insurance online at https://hbinsurance.com